About Us

Ashland, Wisconsin Insurance AgentNemec Insurance Agency LLC is an independent insurance agency located in Ashland, Wisconsin, and is the oldest agency in the Chequamegon Bay area. Established in 1944, Nemec Insurance has been family owned and operated through four generations of the Nemec family. We offer comprehensive packages for personal, business, life, and health insurance, along with real estate appraisals.

We are dedicated to providing our clients with the peace of mind and protection that fulfills their ever-changing needs by offering an extensive range of insurance products. We are committed to the principles of service, integrity, and professionalism, while providing each client excellent service with the goal of always exceeding their expectations.

For nearly 75 years, we have taken great pride in our business, providing exceptional service to our clients, and the companies we represent. While you can purchase insurance anywhere, working side by side with an independent agent is beneficial to every client.

An Independent Advantage

We are Independent Agents in Ashland, Wisconsin, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Nemec Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.